Most young people leave education knowing Pythagoras, Shakespeare and algebra, but little about budgeting, borrowing, investing or managing money. Yet these are the decisions they'll make for the rest of their lives.

• How do you budget?

• When should you start investing?

• What is a credit score?

• Why does inflation matter?

These aren't abstract questions. They're decisions young adults make every day, often without ever having been taught the answers.